Here To Help You Recover After A Work Accident

Workers’ compensation for truck drivers

semi truck on highway

California relies on trucking. Unfortunately, it is a relatively risky job because of the danger of catastrophic accidents and repetitive stress injuries. According to the Nebraska Spine Hospital, 59 percent of truck drivers suffer lower back pain. Policy Advice reports that 130,000 people receive an injury from trucking accidents every year.

If you suffered an accident from driving a truck professionally, you probably want to know if you have workers’ compensation. Continue reading to learn more about California workers’ compensation for truckers and what it covers.

Do all truck drivers receive coverage?

California law requires trucking companies to carry workers’ compensation insurance. No matter how big or small your employer is, you must have coverage for workplace injuries. The difficulty comes from truck drivers employed as independent contractors. California does not require companies to provide coverage for their independent contractors. Before taking a job, ensure you understand how insurance coverage works.

What does workers’ compensation cover?

Workers’ compensation covers every work-related illness or injury. Workers’ compensation should cover injuries suffered during motor vehicle accidents, getting in and out of your car, sitting for long periods or handling cargo. Workers’ compensation is no-fault, meaning any valid claim should receive coverage regardless of fault. Coverage does not require the negligence of another party. You may also pursue liability claims if someone else injured you through their negligence.

Truckers have a dangerous job. They are also essential to a functioning economy. It is illegal for any trucking company to employ drivers without workers’ compensation insurance. Make sure you have adequate coverage before you take any job.