Here To Help You Recover After A Work Accident

What does workers’ compensation actually cover?

This is a common question, so if you are asking it you are not alone. Workers’ compensation benefits are often a part of an insurance policy purchased by your employer. Like all insurance companies, making sure you get your entitled benefits can be difficult. As a result, it is important to follow proper protocol to make sure you get the money you deserve.

What does workers’ comp pay for?

Workers’ comp should cover the expenses that result from an injury or illness suffered as a result of one’s work. In most cases, this can include medical expenses and ongoing treatment as well as lost wages. If the injury is severe and the worker is unable to return to work, it can also result in future compensation.

What are the limitations to workers’ comp benefits?

There are certain types of injuries that can occur while working that may not qualify for benefits. These can include injuries that occur if a worker is doing something against company policy at the time of the injury or if the worker was not on the job at the time of the accident.

The last one can led to confusion. What if you got injured in a car accident while running an errand for your boss? Were you technically working at the time of the accident? The answer will depend on the details. Although it may be more difficult to prove, it could still qualify.

How do I make sure I get my entitled benefits?

It is important to follow the procedure. This often includes informing your boss of the injury or illness and filing out a request for benefits. This can require a bit of extra tenacity, as in some cases the insurance company may wrongfully deny or underpay your benefits. You can appeal a denial or low offer and fight to get the workers’ comp you deserve.