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Disability Benefits Archives

Disability benefits will help if you cannot return to work

Facing mounting medical bills in the aftermath of a workplace injury is enough to cause anxiety for any victim. It is a situation that can be exacerbated if the injury left the worker unable to return to work. Workers in San Diego and across California might find comfort in knowing that they will likely be eligible for disability benefits through the state-operated workers' compensation insurance system.

Disability benefits available for workers affected by asbestos

Workers in the San Diego construction injury face an endless list of hazards. Sometimes hidden dangers exist that could cause occupational injuries or illnesses with long-term or even debilitating consequences. Fortunately, the state-regulated workers' compensation system provides disability benefits if the injuries were work-related.

The challenge of getting approved for disability benefits

San Diego workers who suffer debilitating injuries or illnesses that prevent them from returning to work will likely need some financial assistance to support themselves. Those who are still younger than retirement age might be eligible for Social Security Disability Insurance benefits if their disabilities are expected to last longer than one year, or if their condition is terminal. However, it is a time-consuming process, and applying at the earliest opportunity is essential.

Saving doesn't have to limit disability benefits

A person who was hurt at work or has become disabled may find that his or her income has been reduced. Programs exist that provide disability benefits to individuals who were injured at work and also for those who become disabled through other means. These programs usually limit the amount of assets that a person may hold without jeopardizing benefit payouts. Luckily, in California and other states, savings programs exist that allow individuals to save money without endangering the income they depend on. 

Working while receiving disability benefits

In the era of the side hustle, some people consider working even while they already receive a check, in order to supplement their income. For those receiving disability benefits, many wonder if their checks will be affected if they choose to work while receiving them. In California, there are federal guidelines that determine how Social Security Disability benefits could possibly be affected should a person also draw an income from a job. 

Disability benefits increased under new California law

The new year brings new laws to the Golden State, and workers have reasons to rejoice. Under a new law that went into effect Jan. 1, family leave and disability benefits payments will increase. California workers in small businesses will also have the opportunity to take unpaid leave from their jobs, whereas before, this option was only available to workers in larger companies. 

How disability benefits are changing in California

Over the last seven years, services and funding for Social Security Disability Insurance have changed. Wait times are longer, and the number of cases waiting for a hearing by a judge has risen. Many California residents will need to make a claim for these disability benefits during their lifetimes, and a recent news article gives an idea of what these people can expect. 

Disability benefits can come as both private and public aid

While every person understands the eventuality of his or her own death, not everyone expects a disability. This may be the reason why more people have life insurance policies than disability insurance policies. In California and across the United States, there is a public option for benefits if a person becomes permanently disabled. The program that provides these disability benefits is called Social Security Disability Insurance. 

Disability benefits for victims of military sexual trauma

A military service person can expect to experience difficulties during his or her time of service. Post-traumatic stress disorder is one such effect, and it is often caused by combat-related events. Another type of trauma commonly experienced by military vets is known as military sexual trauma. Sufferers of military sexual trauma are eligible to receive disability benefits if their ability to work is affected by the occurrences. The psychiatric illness is widespread, and affects individuals from California and the entire United States.

Guide to temporary pregnancy disability benefits in California

New parents may be asking themselves, what are my options for time off with my baby? In California, guidelines are already in effect that offer some paid and unpaid leave for new mothers and fathers. These temporary disability benefits are offered to employees based on several factors. Individuals who meet criteria for parental leave are offered benefits, which may be expanded under a proposed new law. 

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